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Money, or life?
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Tk3


Joined: 15 Feb 2007
Posts: 4210
PostPosted: Sun Mar 19, 2017 11:41 am    Post subject: Money, or life? Reply with quote

Interesting dilemma.

Late 20s, making just shy of 100,000, but living/working in a small town that I am unfamiliar with (only been there a couple years, made no real roots), no real access to a cultural center, and don't enjoy where I live. Great title, salary is about to ramp up hard over the course of the next 5-10 years. Great career path, great opportunity. Becoming a big fish in a small pond.

Got another opportunity in a legit, "big 4 sports team" type city. Not a NYC/Chicago/LA type, but still a good place to be. Would likely enjoy where I live significantly more. Already know a couple people there, and would find more like minded people to meet. Salary would be closer to 70-75. Legit stepdown in both salary and title. Very hard to judge if career progression could live up to what I have currently.

Half of me says I'd be a fool to leave, considering my career is the most important thing in my life. The other half says I would be a fool to waste the best years of my life in a place I am not happy, regardless of the career implications.

Curious to hear what others would do in this situation.
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Iggles


Joined: 22 Jun 2005
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Location: Brooklyn
PostPosted: Sun Mar 19, 2017 12:34 pm    Post subject: Reply with quote

Hard to judge folks' career choices in a vacuum, but I guess I have to ask: if you're not happy where you are, of what value is your career? I get getting paid, but if this trajectory keeps you locked into a region/living situation you're not happy in, you've got to consider the possibility of something else. Throwing your best effort into what you're doing just to do it might not make sense.

Life's short, and there are way worse positions to be in than making $70k in a city you enjoy surrounded by new friends.

Of course, this is all abstract. I don't know what you do or what you're risking giving up here. But what's the point of working hard every day to come home to a place you're miserable in?
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LETSGOBROWNIES


Joined: 06 Feb 2006
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PostPosted: Sun Mar 19, 2017 1:09 pm    Post subject: Reply with quote

Is there a third option? Another larger city that has a better employment opportunity? How hard have you looked into your employment options elsewhere?
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vike daddy


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PostPosted: Sun Mar 19, 2017 1:15 pm    Post subject: Reply with quote

70+K?
nice city to live in?
friends in place already?
late 20's still?
presumably $$ stashed in savings?

take it, dude.
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Calibucsfan


Joined: 05 Sep 2011
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Location: Los Angeles, Republic Of Kekistan
PostPosted: Sun Mar 19, 2017 2:06 pm    Post subject: Reply with quote

vike daddy wrote:
70+K?
nice city to live in?
friends in place already?
late 20's still?
presumably $$ stashed in savings?

take it, dude.

this.

OP, you're only talking about a 25k difference

Now if you were making 100k a year and to re-locate and be happier you would have to cut down to a 53k a year salary, that would be hard. But 75k and much upside? Take it take it take it
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Heimdallr


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PostPosted: Sun Mar 19, 2017 2:25 pm    Post subject: Reply with quote

If you don't rely on making close to 6 figures to lay bills/debt, then take the better life. You only NEED a certain amount of money, and anything above that should be secondary to enjoying your job/life.
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candyman93


Joined: 02 Dec 2009
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PostPosted: Sun Mar 19, 2017 2:56 pm    Post subject: Reply with quote

Take the money, build your resume, and then move in 5-10 years.


You're young and have plenty of time to enjoy the things you want to. Being 30 isn't a death sentence.
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candyman93


Joined: 02 Dec 2009
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PostPosted: Sun Mar 19, 2017 2:57 pm    Post subject: Reply with quote

Calibucsfan wrote:
vike daddy wrote:
70+K?
nice city to live in?
friends in place already?
late 20's still?
presumably $$ stashed in savings?

take it, dude.

this.

OP, you're only talking about a 25k difference

Now if you were making 100k a year and to re-locate and be happier you would have to cut down to a 53k a year salary, that would be hard. But 75k and much upside? Take it take it take it


Only a 25k difference Laughing

Our economy is going to tank, you need as much money now as possible. Gonwith the job that provides you the most security. Which is most likely where you work now.
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JTagg7754


Joined: 09 Nov 2010
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PostPosted: Sun Mar 19, 2017 3:00 pm    Post subject: Reply with quote

Sounds like cost of living will go up dramatically if you're going from small town to big city. I'd save up as much as you can, retire early. Only in your 20s. Why not retire when you're 50 and totally live it up?

EDIT: And yes, you can "live it up" at 50. Golf every day, take killer vacations, etc.
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LETSGOBROWNIES


Joined: 06 Feb 2006
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PostPosted: Sun Mar 19, 2017 3:48 pm    Post subject: Reply with quote

Calibucsfan wrote:
vike daddy wrote:
70+K?
nice city to live in?
friends in place already?
late 20's still?
presumably $$ stashed in savings?

take it, dude.

this.

OP, you're only talking about a 25k difference

Now if you were making 100k a year and to re-locate and be happier you would have to cut down to a 53k a year salary, that would be hard. But 75k and much upside? Take it take it take it


Another point to consider other than income is cost of living. 100k in a rural or suburban area will go a lot further than in a large city.

Factor in the salary reduction and that can be a huge swing in lifestyle and disposable income.
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theJ


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Joined: 20 Mar 2005
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PostPosted: Sun Mar 19, 2017 3:48 pm    Post subject: Reply with quote

LETSGOBROWNIES wrote:
Is there a third option? Another larger city that has a better employment opportunity? How hard have you looked into your employment options elsewhere?

Exactly. Why settle for lower pay?
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MathMan


Joined: 10 Oct 2007
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PostPosted: Sun Mar 19, 2017 4:57 pm    Post subject: Reply with quote

Stay where you are.

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11sanchez11


Joined: 08 Feb 2010
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Location: Tucson, AZ
PostPosted: Sun Mar 19, 2017 5:23 pm    Post subject: Reply with quote

Heimdallr wrote:
If you don't rely on making close to 6 figures to lay bills/debt, then take the better life. You only NEED a certain amount of money, and anything above that should be secondary to enjoying your job/life.
Coincidentally, I believe 70k is the number studies have shown where more money has a very minor affect on happiness.
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Gmen


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PostPosted: Sun Mar 19, 2017 5:37 pm    Post subject: Reply with quote

When you phrase it that way, you have to go with life Laughing
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11sanchez11


Joined: 08 Feb 2010
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Location: Tucson, AZ
PostPosted: Sun Mar 19, 2017 5:57 pm    Post subject: Reply with quote

candyman93 wrote:
Take the money, build your resume, and then move in 5-10 years.


You're young and have plenty of time to enjoy the things you want to. Being 30 isn't a death sentence.
I like this option. Make the money and keep looking for similar money options in better cities in the meantime.
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